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A a d i - L o a n s

Instant Gold Loans to Meet Your Financial Needs!

Gold Loan FAQs - Aadi Loan


A gold loan is a type of secured loan where gold jewelry or ornaments are used as collateral. The loan amount is determined based on the market value of the gold provided as security. Gold loans are typically short-term with a quick disbursal process, making them ideal for urgent financial needs.

The maximum loan amount you can get depends on factors such as the purity and weight of the gold, lender policies, and the prevailing market value of gold. Typically, Aadi Loan offers loans ranging from 60% to 80% of the gold's value. The actual loan amount will depend on the specific terms and conditions of Aadi Loan.

If you are unable to repay your gold loan, Aadi Loan may auction off the pledged gold ornaments to recover the outstanding loan amount. It’s important to communicate with Aadi Loan and explore repayment options to avoid losing your gold.

Yes, Aadi Loan follows strict security measures to ensure the safekeeping of your pledged gold. The gold is stored in secure vaults with insurance coverage, and you will receive a receipt detailing the quantity and quality of your gold. Choosing Aadi Loan ensures your gold is in safe hands.

Yes, Aadi Loan provides options to extend or renew your gold loan if needed. This usually involves paying the interest due up to that point. The specific extension terms, including any Aaditional charges, depend on Aadi Loan's policies.

Yes, there is a difference. A gold loan from Aadi Loan is a secured loan where you pledge gold as collateral, whereas a personal loan is unsecured and does not require collateral. Since a gold loan has security, interest rates are generally lower compared to personal loans. Aaditionally, gold loan amounts depend on the value of the pledged gold, while personal loans are based on creditworthiness.
Gold Loans

Instant Gold Loans to Meet Your Financial Needs

At Aadi Loans, we offer fast and secure gold loans to help you during financial emergencies. Whether it’s for business growth, education, or medical needs, our hassle-free loan process ensures you get instant access to funds without any complications.

  • Quick loan approval & minimal documentation
  • Highest loan value against your gold
  • Flexible repayment options with low interest rates
Gold Loans

Why Choose Us?

Highest Loan Value for Gold

We offer the best loan-to-value ratio, ensuring you get maximum funds for your gold assets.

24/7 Customer Support

Our expert team is available round the clock to assist you with any queries or concerns.

Lowest Processing Fees

Unlike traditional banks, we keep our processing fees minimal, making gold loans more affordable.

Instant Loan Approval

Get your loan approved within minutes with our seamless and hassle-free process.

Our Process

Get Your Gold Loan in 3 Easy Steps

01
Step

Apply Online or Visit Us

Fill out the quick loan application form online or visit your nearest Aadi Loans branch.

02
Step

Submit Your Gold & Documents

Provide your gold ornaments and necessary KYC documents for verification.

03
Step

Get Instant Loan Disbursal

Receive your loan amount in just minutes via cash, bank transfer, or cheque.

Requirements

Documents & Eligibility

Required Documents

  • Aadhaar Card / PAN Card
  • Passport-size Photographs (2 Copies)
  • Gold Valuation Certificate (if required)
  • Income Proof (Optional for higher loan amounts)
  • Address Proof (Utility Bill / Voter ID)

Loan Features

  • Loan Disbursal in 5 Minutes
  • No Income Proof Required for Small Loans
  • Flexible Repayment Options
  • Secure Gold Storage with 100% Insurance
  • Attractive Interest Rates

Eligibility Criteria

  • Minimum Age: 18 Years
  • Must Own Gold Jewellery
  • Indian Citizen
  • Valid KYC Documents

How to Apply

Interested candidates can apply by visiting our official application page. Make sure to read the eligibility criteria carefully before submitting your form.

Follow the step-by-step instructions provided on the application page to complete your submission.

Click Here to Apply
Client Reviews

What Our Customers Say

See how Aadi Loans has helped customers with quick, secure, and hassle-free gold loans.

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