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A a d i - L o a n s

Make Your Homeownership Dream a Reality!

Home Loan FAQs - Aadi Loan


A home loan is a loan used to buy a home. It is repaid over 15 to 30 years and is secured by the property being purchased. If the borrower fails to repay, the lender can take possession of the property.

To qualify for a home loan, you typically need a good credit score (usually above 620), a steady income, and a low debt-to-income ratio. Lenders also consider your employment history. If you meet all of Aadi Loan's parameters, you are eligible for a home loan.

Yes, you can prepay your home loan in two ways: full prepayment and part prepayment. If you have the remaining principal amount available, you can fully pay the loan and close it. Alternatively, you can make partial payments to reduce the principal balance.

No, banks do not offer 100% home loans. However, Aadi Loan provides financing for up to 90-95% of the agreement value.

Salaried professionals must provide proof of identity, address, and income. Aaditional documents include employment proof, professional certificates, income tax returns, property documents, and bank statements.

Yes, you can apply for a home loan jointly with a friend or family member. Lenders generally allow spouses, parents, siblings, or other close relatives to be joint applicants. Some lenders may allow unrelated individuals, provided they meet eligibility criteria. However, all co-owners of the property must be co-applicants for the loan.
Home Loans

Your Financial Partner Through Every Stage of Life

A Direct Selling Agent (DSA) for home loans acts as an intermediary between home loan seekers and financial institutions. DSAs help customers find the right home loan, assist with documentation, and earn a commission from the lender for each successful loan disbursement.

  • Tailored financial solutions for every stage of life
  • Fast and easy loan processing
  • Growing community of satisfied customers
Aadi Loans - Your Financial Partner
Home Loan DSA

Why Choose Aadi Loans

Secure and Transparent Loan Process

We ensure complete transparency in all loan transactions, offering secure methods for your peace of mind.

24/7 Expert Support

Our dedicated team is available around the clock to assist you with all your financial needs and queries.

Affordable Loan Processing Fees

Our loan processing fees are among the lowest in the industry, ensuring you get the best deal.

Fast Loan Approval

Experience quicker approval times compared to traditional banks, so you can access the funds you need without delay.

Our Process

Easy Loan Application Process

01
Step

Fill In The
Loan Application Form

Start by providing the necessary details about your financial needs and loan requirements.

02
Step

Submit Required
Documents

Submit your identity, income, and property documents to complete the application process.

03
Step

Loan Approval &
Disbursement

After document verification, your loan will be approved, and the funds will be disbursed to your account.

Requirements

Required Documents for Loan Application

Documents

  • Government-issued ID (NID/Passport/Driver’s License)
  • 2 Recent Passport-sized Photographs
  • Nominee's Government-issued ID (NID/Passport)
  • Income Proof (Salary Slips, Bank Statements, etc.)
  • Residence Proof (Utility Bills, Rental Agreement)
  • Tax Returns (for self-employed applicants)

Loan Features

  • Flexible Loan Amounts to Suit Your Needs
  • Competitive Interest Rates
  • Quick and Simple Loan Disbursement Process
  • Prepayment Options with No Penalties
  • Loan Tenure from 1 to 30 Years
  • Online Loan Application and Tracking

Eligibility Criteria

  • Age: Between 21 and 65 years
  • Nationality: Indian Citizen or NRI
  • Minimum Income: ₹10,000 per month (for salaried applicants)
  • Stable Employment: At least 2 years of job experience (salaried) or 3 years in business (self-employed)
  • Good Credit Score (above 750 preferred)

How to Apply

Interested candidates can apply by visiting our official application page. Make sure to read the eligibility criteria carefully before submitting your form.

Follow the step-by-step instructions provided on the application page to complete your submission.

Click Here to Apply
Testimonials

Love from Happy Clients

Our clients' satisfaction speaks volumes about the trust and service we provide. Here's what they have to say:

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