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A a d i - L o a n s

Turn Your Property for Loans Against Property

Loan Againt Property FAQs - Aadi Loan


A Loan Against Property (LAP) from Aadi Loan allows you to borrow money by pledging your property as collateral. You can use the loan amount for various purposes, including business expansion, debt consolidation, home renovation, education expenses, medical bills, wedding expenses, travel, and other personal or business needs.

The loan amount you can get depends on factors such as the property's market value, your income, and repayment capacity. Aadi Loan typically offers loans ranging from 60% to 80% of the property’s market value. Some lenders may offer higher amounts for residential properties.

The interest rate for Aadi Loan's Loan Against Property starts from 9.00% p.a. and can range between 9.00% to 15.00% p.a., depending on factors such as credit score, loan tenure, and lender policies.

Yes, you can continue to use your property even if it is mortgaged for a Loan Against Property (LAP) from Aadi Loan. However, you must ensure timely repayment to avoid any risk of losing the property due to default.
Loans Against Property

Your Trusted Partner for Loans Against Property

Aadi Loans offers the best loan solutions against your property with lower interest rates and flexible terms. We help you turn your property into capital, empowering you to meet your personal and business needs.

  • Loan value ranging from ₹10 Lakhs to ₹5 Crore
  • Secured loans with flexible repayment tenure
  • Quick and easy processing with minimal documentation
Loans Against Property

Why Aadi Loans?

Lower Interest Rates

We offer competitive interest rates for loans against property, reducing your financial burden.

Flexible Loan Tenure

Enjoy flexible repayment terms ranging from 5 to 20 years, making it easier to manage your monthly payments.

Quick Processing

Get fast approval and disbursement of your loan with minimal paperwork and hassle-free procedures.

No Hidden Charges

We maintain transparency with no hidden charges, offering you clear and straightforward loan terms.

Our Process

How to Apply for Loan Against Property

01
Step

Fill in the Application Form

Provide basic details and property information to start your loan application process.

02
Step

Submit Property & Income Documents

Submit all necessary documents for identity, property, and income verification to proceed.

03
Step

Get Your Loan Approval

Once verified, your loan is approved, and funds are disbursed to you as per the terms.

Requirement

Documents Required

Documents

  • Proof of Identity (Aadhar, Passport, etc.)
  • Proof of Residence
  • Proof of Income (Salary slips, Income tax return)
  • Property Documents (Title deeds, etc.)
  • Bank Account Statements (Last 6 months)

Features

  • Loan amount up to ₹5 Crore
  • Long repayment tenure (up to 20 years)
  • Lower interest rates compared to unsecured loans
  • Easy online application process
  • Transparent loan conditions

Eligibility

  • Age: Minimum 21 years
  • Nationality: Indian
  • Ownership of a residential, commercial, or industrial property
Testimonials

What Our Clients Say

Read about the experiences of our satisfied clients who trusted Aadi Loans for their financial needs.